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Get your full credit reports free

Here's how to get the full reports we need to check for errors.

  1. 1

    Go to annualcreditreport.com

    It's the official free site set up under federal law. Watch out for look-alike sites that ask for a card.

  2. 2

    Request all three reports

    Tick Equifax, Experian and TransUnion. You'll answer a few questions to confirm it's you.

  3. 3

    Open each bureau's report

    After you confirm, each bureau shows your full report on its own page.

  4. 4

    Print or Save as PDF

    On each bureau's page, use Print, then choose "Save as PDF". Do this for all three. Screenshots and bank-app summaries leave out the details we need.

  5. 5

    Upload all three PDFs

    Come back to My Scans and upload them together for a full comparison.

Stuck? Email info@reportlantern.com.

Educational information, not legal advice. ReportLantern is not a law firm and does not guarantee any outcome.